SpendLighter

Terms of Service

Last Updated: August 2026

Welcome to SpendLighter. These Terms of Service (“Terms”) govern your access to and use of SpendLighter.com (the “Site”). By accessing or using the Site, you agree to these Terms. If you do not agree with these Terms, please do not use the Site.

  1. INFORMATIONAL PURPOSES ONLY

SpendLighter provides general information and educational content related to personal finance, saving money, budgeting, shopping, consumer products, travel savings, and other financial topics.

The content on this Site is provided for general informational and educational purposes only and should not be considered financial, investment, tax, legal, accounting, or other professional advice.

You should evaluate your own circumstances and, when appropriate, consult a qualified professional before making financial or investment decisions.

  1. NO GUARANTEE OF ACCURACY

We make reasonable efforts to provide useful and accurate information. However, information may change over time, and we do not guarantee that all content is complete, accurate, current, or error-free.

Prices, rates, offers, promotions, product information, financial information, and other details mentioned on the Site may change without notice.

  1. FINANCIAL DISCLAIMER

SpendLighter is not a financial adviser, investment adviser, broker, bank, accounting firm, or law firm.

Nothing published on the Site constitutes a recommendation or solicitation to buy or sell any investment, security, financial product, or service.

You are responsible for your own financial decisions and for evaluating the risks associated with those decisions.

  1. ADVERTISING AND AFFILIATE LINKS

SpendLighter may display advertisements and may participate in affiliate marketing programs.

Some links on the Site may be affiliate links. This means SpendLighter may receive a commission or other compensation if you click a link or make a purchase through that link, at no additional cost to you.

Advertising or affiliate relationships do not guarantee or endorse the quality, accuracy, or suitability of any third-party product or service.

  1. THIRD-PARTY WEBSITES

The Site may contain links to websites, products, or services operated by third parties.

SpendLighter does not control these third parties and is not responsible for their content, privacy practices, availability, accuracy, products, or services.

Your use of third-party websites is subject to their own terms and policies.

  1. INTELLECTUAL PROPERTY

Unless otherwise stated, the original content published on SpendLighter, including text, graphics, branding, design elements, and other materials, is owned by or licensed to SpendLighter and is protected by applicable intellectual property laws.

You may use the Site for personal, non-commercial purposes. You may not reproduce, republish, distribute, sell, or commercially exploit substantial portions of our original content without prior permission.

  1. ACCEPTABLE USE

You agree not to misuse the Site or interfere with its normal operation.

You may not attempt to gain unauthorized access to the Site, introduce malicious software, scrape or copy the Site in a manner that violates applicable law, or use the Site for fraudulent or unlawful purposes.

  1. LIMITATION OF LIABILITY

To the fullest extent permitted by applicable law, SpendLighter and its operators will not be liable for losses or damages arising from your use of, or reliance on, information provided through the Site.

Your use of the Site and reliance on its content are at your own discretion and risk.

  1. NO WARRANTIES

The Site and its content are provided on an “as is” and “as available” basis.

To the fullest extent permitted by law, SpendLighter disclaims warranties of any kind, whether express or implied, regarding the Site, its availability, or its content.

  1. CHANGES TO THESE TERMS

We may modify these Terms from time to time to reflect changes to the Site, our practices, or applicable requirements.

When these Terms are updated, the “Last Updated” date at the top of this page may be revised. Your continued use of the Site following an update constitutes acceptance of the revised Terms.

  1. PRIVACY

Your use of SpendLighter is also subject to our Privacy Policy. Please review the Privacy Policy to understand how information may be collected, used, and protected.

  1. CONTACT US

If you have questions about these Terms of Service, please contact us through the Contact page on SpendLighter.com.